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Know Your True Cost of Ownership

See the real all-in cost of buying property in India — base price, government charges, taxes, and fees — before you commit.

True Cost Calculator

Full all-in cost to own this property

Estimates based on typical Telangana rates (Jul 2025). Actual charges vary — verify with the Sub-Registrar's office and PropKnown before any transaction. GST exemptions apply to fully completed OC-received buildings. All rates are editable above.

Stamp Duty

Charged by the state government on every property transaction. Rates vary: Telangana ~7%, Karnataka ~5.6%, Maharashtra ~6%.

GST Rules

Ready/resale = 0% GST. Under-construction (price ≤ ₹45L) = 1%. Under-construction (above ₹45L) = 5% on agreement value.

PropKnown Fee

We charge success-based fees only — never upfront. Default brokerage is 0% in this calculator. You control the number.

Frequently Asked Questions

Why is the actual cost higher than the listed price?

In India, buying property attracts stamp duty (4–7.5% depending on state), registration fee (~0.5–1%), GST for under-construction properties (1% or 5%), plus legal and documentation charges. These can add 8–12% over the base price.

What is stamp duty in Telangana?

Telangana charges approximately 4% stamp duty + 1.5% transfer duty + 0.5% registration = around 6–7.5% total. Our calculator uses 7% stamp + 0.5% registration as a conservative estimate. Verify the exact rate for your property type with the Sub-Registrar.

When is GST applicable?

GST applies ONLY to under-construction properties (before OC/Completion Certificate): 1% for affordable housing (price ≤ ₹45L, carpet area ≤ 60 sqm) and 5% for others. Ready-to-move and resale properties are fully exempt from GST.

Is brokerage included?

PropKnown charges success-based brokerage only — no upfront fees. Our calculator defaults brokerage to 0%. You can edit it if working with other brokers.

How accurate are these estimates?

These are indicative estimates based on typical rates. The actual amount depends on the property's exact type, location, registered value, and the state's latest stamp duty notifications. Always confirm with the Sub-Registrar's office before completing any transaction.

Important Disclaimer

All calculations are estimates for informational purposes only. Stamp duty, registration fee, and GST rates can change without notice and vary by property type, buyer profile (woman buyer discounts apply in some states), and specific government notifications. Always verify with a registered property advocate and the concerned Sub-Registrar's office before completing any purchase.

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